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For some people, a basic auto policy is the right choice. For others, it is just wrong. The basic amount of auto insurance every driver in Evansville, IN must have is 25/50/25. This is strictly liability coverage protecting other drivers from you in an accident you are held responsible for. At Trestle Insurance Agency Inc. we realize all of our customers have different requirements when it comes to auto insurance and will help ensure you have the right coverage for you. 

Auto Insurance Add-ons

Collision

Collision coverage is the auto insurance coverage that pays to repair your vehicle in an accident for which you are responsible. It also covers hit-and-run. 

Comprehensive

Comprehensive coverage offers a variety of different types of coverage. It has basic glass coverage, theft, and vandalism protection. It also covers a few weather-related events, including floods, wind, and hail. 

Rental car coverage

If your vehicle is damaged in an accident where you are at fault, you will need to have something to drive while your vehicle is repaired. This is the coverage that does that. 

Gap insurance

If you have a new vehicle and an auto loan, your coverage may not be enough to pay off what you owe. This coverage will make sure that you are not caught owing money and not having a vehicle. 

Full glass coverage

This coverage will replace your windshield without your having to pay the deductible which comes with comprehensive coverage.

Roadside assistance

Roadside assistance is just what it sounds like, the same type of coverage that you would get from the auto club that most people have. You can get a jump start on your car or get a flat time fixed. 

We Are Here To Help

Contact Trestles Insurance Agency Inc. for all your auto insurance needs in Evansville, IN. Give us a call today. 

A cancer diagnosis may make you wonder if it’s too late to get life insurance in Evansville, IN. Even if you currently have cancer or have had it in the past, getting life insurance is still possible. However, there are some nuances you should know before applying for life insurance as a cancer survivor. Trestle Insurance Agency Inc. explains what you need to know to get life insurance as a cancer patient or survivor.

Life Insurance & Cancer

Insurance companies use different guidelines to evaluate a potential policyholder’s risk, so getting coverage will ultimately depend on the severity of your cancer, the type of cancer, and the length of time since treatment. If you’re currently undergoing cancer treatment, getting life insurance coverage might not be possible. However, many insurance companies offer cancer survivors life insurance policies. 

When applying for life insurance as a cancer survivor, the provider will want your medical history, including your cancer diagnosis and treatment. The insurance provider will use this information to determine your coverage eligibility and set a premium that reflects the risk associated with insuring you. The cost of life insurance premiums for cancer survivors can be higher than for someone who hasn’t had cancer.

Reach Out To Us

Having cancer doesn’t mean you can’t get life insurance in Evansville, IN. It can be more challenging, but there are life insurance providers who offer specialized coverage. If you’re a cancer survivor, it’s important to research and work with a reliable insurance provider to find the right coverage at an affordable price.

At Trestle Insurance Agency Inc., we are here to help you with your life insurance needs, including offering guidance on policies suited for cancer patients or survivors. Contact us today with your questions; we would gladly assist!

When you borrow money to buy a home in Evansville, IN, the mortgage holder requires you to maintain home insurance. Do you still need it now that you’ve paid off your mortgage?

While home insurance is not required by law in Indiana, we at Trestle Insurance Agency Inc. believe there are good reasons to keep your home insurance.

Benefits of Home Insurance

Home Insurance and Homeowners Associations

If you live in a community with a homeowners association (HOA), you may be required to have home insurance even if you’ve paid off your mortgage. The HOA may require insurance coverage to protect against common area losses, liability claims, and other issues. It’s important to check with your HOA to determine what insurance requirements are in place.

Protection of Your Investment

A home is a big investment, and it’s one that you want to protect for the long haul. While home insurance may seem like an unnecessary expense once you own your home outright, it’s still essential if you want to ensure that your investment is protected. Home insurance can help you repair or rebuild your home if it’s damaged by a covered peril such as fire, hail, or windstorm. Without insurance, you would have to pay for these repairs out of your pocket, which could be financially devastating.

Peace of Mind

Finally, home insurance provides peace of mind in Evansville, IN. With insurance coverage, you don’t have to worry about what will happen if disaster strikes. You know you’re protected and can rest easy knowing you have the financial resources to repair or rebuild your home if necessary. For many homeowners, this peace of mind is priceless.

We Are Here To Help!

Contact Trestle Insurance Agency Inc. today to learn more about home insurance options and how we can help you protect your home and your family.