Renters Insurance
In Indiana
Renters insurance is a policy available for purchase that can cover water backup damage, theft, natural disasters, and more on a property you are renting. If you rent a home or an apartment, we recommend obtaining renters' insurance here at Trestle Insurance Agency Inc. in Evansville, IN. Our policies will help protect your personal belongings and space in the event of an accident.
Renters Insurance Requirements
Renters' insurance is not mandatory in the state of Indiana. However, it is possible that your landlord could require tenants to purchase renters' insurance as a part of their lease agreement.
Renters Insurance Coverage
Here is what renters' insurance covers:
- Contents - This helps to keep your personal items, such as clothing, electronics, and furniture, protected against losses that are covered.
- Medical payments to others - This can cover medical or funeral expenses for another person injured on your rental property.
- Loss of use - This coverage will reimburse you for any living expenses you incur if you cannot live in your home temporarily. This includes costs such as hotel stays and meals.
- Building alterations and additions - This covers damage to any fixtures, alterations, and additions you make to your home. This also includes any new installations or improvements.
- Personal liability - If an injury or property damage occurs in your rental unit, this will cover damages.
- Credit card coverage - This will pay for any unauthorized transactions on your ATM debit cards or credit cards.
Additional renters' insurance options:
- Theft extension
- Earthquake
- Water backup
Quotes
To receive a quote for renters’ insurance, call Trestle Insurance Agency Inc. today. We are located in Evansville, IN. Our agents will help you find a policy that meets your needs.
