If you have home insurance, you may have heard that umbrella insurance can extend some of your home insurance coverage. Understanding the benefits of umbrella insurance and how it can extend your home insurance coverage is important.

At Trestle Insurance Agency Inc., servicing Evansville, IN, we provide umbrella insurance to homeowners who want it. We work with many insurance carriers to help homeowners find the right umbrella insurance policy for them.

What’s the Difference Between Home Insurance and Umbrella Insurance?

Home insurance is a type of insurance that covers the home, personal property in the home, and living expenses if you have to temporarily move out of your home after a covered event occurs. Home insurance also provides liability coverage if someone becomes injured on your property.

Umbrella insurance is a type of insurance that extends the liability coverage on your home insurance policy. Umbrella insurance can help protect you if you’re sued because someone is injured on your property.

Who Benefits From Umbrella Insurance?

The people who benefit from umbrella insurance are usually those who have more assets than the coverage on their home insurance policy. In this case, umbrella insurance can help protect your assets in the event that you are sued.

How Much Umbrella Insurance Is Enough? Talk To Your Insurance Agent

Many people who choose to get umbrella insurance have a hard time deciding how much umbrella insurance is enough. Your insurance agent can help you decide. At Trestle Insurance Agency Inc., servicing Evansville, IN, we provide advice for customers who want insurance coverage for their home.

We can help you decide how much umbrella insurance is enough. When you’ve made your decision, we can help you decide which insurance policy from which insurance carrier is right for you.