When buying a boat, you may not think much about injuries that happen while you are out on the water. Yet, they can happen, and when they do, they put you at risk financially. With the right type of boat insurance, you have less risk of having to pay these costs out of pocket.

At Trestle Insurance Agency, Inc., we help our Evansville, IN clients find tailored boat insurance solutions that meet their specific coverage needs and budget.

Boat Insurance for Falls and Injuries

Passengers falling on boats is a common occurrence. Fortunately, many risks can be prevented by clearing debris from steps and walkways, maintaining proper handrails and grab bars, applying non-skid materials to high-traffic areas, and using life jackets. However, if an accident does happen and a passenger sustains a serious injury, having the right boat insurance coverage can provide you with essential financial protection.

Liability Coverage

If a visitor or passenger who does not live with you suffers an injury on your boat, your boat insurance’s liability coverage would respond if you’re liable for the accident. Liability coverage also includes legal fees if they decide to sue.

Medical Payments Coverage

Medical payments coverage is for necessary medical expenses resulting from a boating accident, regardless of who’s at fault for the accident. The extent of this coverage depends on the type of policy you select.

Get Protected with Boat Insurance

If you’re considering an update to your boat insurance or would like to review your current policy, contact Trestle Insurance Agency, Inc., serving Evansville, IN, and the surrounding area, for a personalized quote. With the guidance of our agents, we’ll help you find the ideal policy customized to your needs.